The 4% rule is a common retirement withdrawal strategy. We'll discuss how it works, how it has changed, and its pros and cons ...

Follow these tips to help clients draw down their retirement funds in a tax-efficient manner and avoid common mistakes.

Retirees are being told to rethink one of the most popular rules in personal finance: the idea that you can safely pull 4% of ...

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough withdrawal strategies to provide something for everyone. You don't have to stick ...

Even if the market doesn't undergo a correction or worse in 2026, it's generally a good idea to have enough cash on hand in ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

Retirees are often living on a mix of fixed income, a pinch of nest egg and a dash of Social Security benefits that may be significantly less than their former salary. Without proper planning, ...

Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...

Before collecting your first Social Security benefit, ensure you have a decumulation plan in place. "Decumulation" refers to how you plan to spend your money in retirement. Part of designing a ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Retirement can feel like stepping off a cliff: years of saving, planning, and ...

How Much Can Clients Spend in Retirement? The retirement landscape has changed dramatically over the past several decades. Affluent retirees are living longer, and traditional pensions have declined ...

Retirement requires careful planning, but today’s environment presents challenges that previous generations did not face. With the national debt at record highs, inflation still elevated, and tax ...