Mortgage Research Center. Rates averaged 5.28% for a 15-year financed mortgage and 5.94% for a 20-year financed mortgage.

The rate on a 30-year fixed refinance dropped to 6.17% today, according to the Mortgage Research Center. Rates averaged 5.29% ...

Massive savings are on the line. Sunday is the final day to secure Chase’s limited-time refinance mortgage rate discount — a rare offer as U.S. mortgage rates hover near 6%, according to the latest ...

As of January 2, 2026, the average mortgage interest rate on a 30-year fixed mortgage is 5.99%, while the average rate on a ...

Explore current mortgage rates and what they mean for homebuyers.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But the pattern of rates slightly increasing post-Fed rate cuts has ...

Homeowners considering mortgage refinancing face interest rates that remain elevated compared to pandemic era levels, though recent months have brought modest relief. The current average refinance ...