In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. A collection account is a debt your ...

It's important to know what your rights actually are when you're dealing with aggressive debt collectors.

When debt collection companies start calling, most people don't know what to do.

Any collection accounts that are listed on your credit report can have a big impact on your finances, dragging down your score and making it harder to qualify for loans, housing or even certain jobs.

Collection Debt by the Numbers: The National Picture In April 2025, about one in four people looking for debt relief had at least one account in collections. The average collection balance is $3,027, ...