TO DO WITH THESE STEPS. FROM CONSUMER REPORTS. BACK WHEN HE WAS IN COLLEGE, NESTOR VARGAS GOT A SURPRISE TRYING TO BUY A CAR. WE WENT TO GO APPLY FOR A LOAN, A CAR LOAN, AND I WAS DENIED BECAUSE THEY ...

All three credit agencies will create a credit report for you -- but you may notice some differences across your reports. Here's why. Dan was a writer on CNET's How-To and Thought Leadership teams.

Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as accurate and important. When it comes to credit scoring models, however, there is ...

PHILADELPHIA (WPVI) -- Imagine being turned down for a loan or paying higher interest rates due to errors on your credit report. It happens more often than you might think. But Consumer Reports has ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

HOW YOU CAN MAKE SURE YOUR REPORT IS ACCURATE. BACK WHEN HE WAS IN COLLEGE, NESTOR VARGAS GOT A SURPRISE TRYING TO BUY A CAR. WENT TO GO APPLY FOR A LOAN, A CAR LOAN, AND I WAS DENIED BECAUSE THEY ...

Credit card issuers often report to the credit bureaus at the end of every billing cycle, but the exact dates can vary. Activities like on-time or late payments and credit utilization are reported, ...

Fraud alerts and credit freezes help protect you from identity theft, either by alerting creditors to take extra steps to verify your identity or by hiding your credit report from potential creditors.

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Rent payments are not typically reported to credit bureaus, so they do not have a direct impact on your credit score. There are services available that can report your rent payments to credit bureaus, ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...