Term life insurance provides a death benefit and no cash value savings feature. It is the least expensive way to get life insurance. Level term policies let you lock in rates for a specific period, ...

your beneficiaries can make a claim on the life insurance policy and receive the death benefit. Because life insurance is a contract, the payout can only be made to the beneficiaries listed on the ...

Life insurance sales surged last year as families looked for ways to to pay inheritance tax bills, following the Autumn ...