A: An annuity is a contract with an insurance company. In the most basic annuity type, income annuities, you give the ...

Deferred variable annuities with income guarantee riders have gained popularity as a retirement income tool providing behavioral solutions for the annuity puzzle. Retirees are not always comfortable ...

The standard death benefit for a deferred variable annuity is the greater of the contract value of any remaining assets at death, or the total premiums paid less distributions received by death. It is ...

Allianz Life Insurance Company of North America has rolled out a pair of new living benefit riders for its top-selling variable annuity, Allianz Vision. The deferred variable annuity and its optional ...

The “separate accounts” in a variable immediate or deferred annuity are investment accounts, similar in some respects to mutual funds, with specified investment objectives. The contract owner ...

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...