Bank statement loans are a type of non-qualified (non-QM) mortgage, which may make it easier for self-employed borrowers to buy a home. Lenders can use previous bank statements to vet potential ...

A bank statement loan allows you to qualify for a mortgage using bank statements rather than tax returns. It’s most often used by self-employed borrowers. Not all mortgage lenders offer bank statement ...

Self-employed and interested in tapping into your home's equity with a second mortgage? A bank statement loan can help you bypass traditional tax return requirements, which can muddle the reality of ...

Bank statement loans are expanding mortgage options for self-employed buyers and homeowners, offering flexible income qualification as interest rates move closer to 2025 lows.

Yes, as you move through the mortgage approval process, you’ll likely need bank statements to prove your income. We asked experts how many you need. Buying a house? Congratulations! But be prepared to ...

Learn how your home loan statement helps with tax planning, claiming deductions, and managing interest rate changes effectively. Filing taxes often feels stressful, especially when balancing EMIs, ...

Getting a mortgage is challenging for anyone, but there are additional hurdles if you're your own boss. Lenders typically require pay stubs, W-2 forms and a record of steady employment. They consider ...

The HOLY GRAIL stated income loan programs are here. Valor Lending Group has programs geared to benefit self-employed individuals, gig workers, investors, and independent contractors. Since 2020 we ...

With the rise of the gig economy, more people are opting for self-employment and starting businesses instead of working a traditional nine-to-five. And while this is a great way to build a flexible ...

If you’re trying to take out a mortgage loan as a self-employed borrower, you may find the qualification process a bit more challenging than if you had a salaried or hourly position that comes with a ...