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Should I Convert 20% of My IRA to a Roth Each Year to Reduce Taxes and RMDs?

Transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA is a move many retirement savers ...

Traditional IRA Benefits

Learn why retirement savers often choose to use an IRA for their savings. Note the benefits of IRAs, such as how they impact ...
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Annuity vs. Roth IRA: Pros and Cons for Retirement Income

When planning for retirement, one of the biggest decisions you'll face is how to generate consistent, tax-efficient income.

'Open A Roth IRA And Fund It With Just $1': Suze Orman Explains Why The 5-Year Clock Matters So Much

Financial expert Suze Orman is urging Americans not to wait when it comes to opening a Roth IRA. Even if you only have a ...

‘We’re in a market bubble based on AI exuberance’: I’m moving my $200K IRA to a money-market account. Is that wise?

I think we’re in a market bubble based on AI exuberance and don’t want to sell from my IRA assets in a downturn.” ...

Roth IRAs Are Fantastic -- but Here's When You May Want to Skip One

If you need an immediate tax break, a Roth IRA won't give you one. And if you're looking at potentially writing the IRS a ...
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Understanding the backdoor Roth IRA—How it works and why you should consider it

Retirement planning can feel like solving a jigsaw puzzle, especially for high-income households. If you're earning too much to qualify for a Roth IRA directly, you might assume that the Roth IRA's ...

Say Bye-Bye to the Tax Man. These States Let You Keep All of Your Social Security, 401(k), IRA, or Pension Income

Most states offer at least one tax break to retirees but some exempt multiple forms of retirement income and eight states ...

I Use These 3 Overlooked Roth IRA Strategies Every Year

The Roth IRA is one of the most widely held retirement accounts in the United States. According to ICI’s 2024 study, there ...