Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

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Pat Howard is a licensed insurance professional specializing in home insurance. He is a former managing editor at Policygenius, where he wrote, edited, and conducted data studies, which were ...

Banner Life, formerly known as Legal & General, is a recognized leader in term coverage, insuring 1.4 million customers with a selection of term and universal coverage. It offers affordable rates and ...