Is there a downside to taking your pension on a monthly basis vs. taking a lump sum? The monthly payments would be higher than the return I would get on the lump sum. There are certainly some ...

Deciding between a $500,000 lump sum or $3,500 monthly annuity payments for your pension isn’t straightforward and involves weighing several personal factors. You need to consider how long you might ...

Ford recently gave its employees in the U.K. the option of taking half of their defined benefit pension as an immediate cash lump sum and leaving the other half as a company pension. Lots of American ...

The decision of whether to take a lump sum or an annuity from your pension can be overwhelming. It’s a choice that significantly impacts your financial future, and there’s no one-size-fits-all answer.

One of the most significant decisions anyone with a pension can make is taking a lump sum (annuity) versus receiving monthly payments. At some point, you’ll have to make a decision, and this decision ...

When companies offer a pension, it’s common to give retirees two options: collect the pension as a lifetime monthly payment or receive it as a lump sum at retirement. Monthly payments over time are ...

Industry experts have stressed the need to avoid knee-jerk reactions to the speculation often seen ahead of the Budget, after ...

Ellen wrote, "I had planned to take my pension in a lump sum, approximately $450,000 mainly because I feel it can grow much more than receiving it monthly." However, she also acknowledged that with ...

Should You Take a Lump Sum Buyout or a Pension? Exencial Wealth Advisors' Neil Krishnaswamy discusses the pros and cons of receiving a pension versus a lump sum buyout. Plus, why you should think ...

Rathbones, one of the UK’s leading wealth management firms, is warning that fears over pension tax changes are driving premature withdrawals of the 25% ...

Rachel Reeves has been warned that cutting the tax-free amount people can withdraw from their pension pots would be self-defeating and “hit responsible savers who have diligently put money aside”. The ...