Home equity loan interest rates declined in 2025. Here's what can be considered to be a "good" loan rate in 2026.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Payments here may be more affordable than you think. Here's what you'd pay each month if you took out the loan now.

Home equity is at historic highs. If you've faithfully paid your mortgage over the years, you've likely built up quite a bit of it yourself. According to the Federal Reserve, American homeowners are ...

If you're planning to borrow from your home's equity, it's important to know what could be coming for rates soon.

Home equity is a valuable financial resource. By definition, it’s the difference between your home’s value and how much you owe on your mortgage. For example, if your home is worth $500,000 and you ...

How does a home equity loan work? First, it's important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...