Based on the 4% rule, you could safely withdraw just $12,000 a year from this nest egg, which is woefully inadequate for any ...

It suggests withdrawing 4% of your nest egg in your first year of retirement, adjusting for inflation in subsequent years. (There are other withdrawal strategies to consider, by the way.) So taking ...

Many people in the U.S. are already retired by the age of 70. The average 401(k) balance among those in their 70s isn't as high as you might expect it to be. Retirees often need to rely on money in ...

See how your savings stack up against typical Americans your age—and discover smart strategies for strengthening your ...

The average 401(k) balance for someone in their 60s was $568,040 as of June 2025. The median, though, was far less: $188,792.

After decades of dedication to your career, retirement may finally be in sight. But it’s essential to have a clear financial ...

That’s what happened to Trisha, who called into The Ramsey Show when her husband left after 22 years in 2022, (1) taking his ...

That pessimism, it seems, extends to retirement. Of all generations, Gen Xers (those born between 1965-1980) are the least ...

Ideally, you'll be bringing a nice amount of savings with you into retirement. But Social Security might also end up being an important source of income for you. If you're worried it won't be enough, ...