Here’s how much Americans have stashed away in their retirement accounts by age — how does your nest egg compare?

Based on the 4% rule, you could safely withdraw just $12,000 a year from this nest egg, which is woefully inadequate for any ...

How much is in the average 401(k)? Retirement savings by decade

It suggests withdrawing 4% of your nest egg in your first year of retirement, adjusting for inflation in subsequent years. (There are other withdrawal strategies to consider, by the way.) So taking ...

55–64 and Saving: Compare Your Nest Egg to the Average American's Retirement Savings

See how your savings stack up against typical Americans your age—and discover smart strategies for strengthening your ...

Worried You'll Run Out of Retirement Money? It's a Valid Concern, but Here's How to Address It

Even though many people look forward to retirement, it can be a bit scary. Not only are you giving up your career, but you're ...

Think Your Retirement Savings Are Enough? Here’s the Average 401(k) for People in Their 60s

The average 401(k) balance for someone in their 60s was $568,040 as of June 2025. The median, though, was far less: $188,792.

10 tips to prepare for retirement

After decades of dedication to your career, retirement may finally be in sight. But it’s essential to have a clear financial ...

Dave Ramsey tells Arkansas mom, 51, with nothing saved for retirement she can still retire with $600K–$800K — here’s how

That’s what happened to Trisha, who called into The Ramsey Show when her husband left after 22 years in 2022, (1) taking his ...
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Here’s how much Americans have in their retirement accounts by age — how does your nest egg stack up?

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Investment giant Vanguard’s annual “How ...