A few seemingly minor factors can make all the difference between success and failure.—such as the time of year when a retiree withdraws each year’s allotment.

The most talked-about retirement rule of thumb just got a serious update. Bill Bengen, the financial planner who popularized ...

William Bengen established 4% as the initial safe withdrawal rate in retirement more than 30 years ago. But in subsequent research, he has concluded that 4% is likely much too low. That research is ...

A shocking 46% of Gen Z has withdrawn funds from their retirement accounts, according to a recent study from Payroll Integrations [1]. While 42% of Gen Z withdrawals went toward paying off debt, that ...

Here are three tricky decisions that confront people planning for retirement today. It’s impossible to determine the “right” ...

Morningstar‘s new safe retirement withdrawal rate is 3.7% Estimate is based on forward-looking market return assumptions High stock valuations and lower bond yields influenced the reduction Goal is to ...

A common rule of retirement suggests retirees could safely withdraw 4 percent of their portfolio per year. But is this still ...

The 4% withdrawal rule, ensuring portfolio longevity through market fluctuations, remains safer than an 8% rate, which risks depletion in a 2025 bear market. Dynamic withdrawal strategies and ...

There are innumerable retirement strategies that investors can take advantage of. Here are the pros and cons of Dave Ramsey's ...

We spend a lot of time and effort accumulating a retirement fund. But at a time when retirement can last for over 20 years, we also need a tax-efficient withdrawal strategy to help our nest egg last ...

This simple framework is reshaping how retirees plan their income, but is it right for you? Here's what to know.