Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

The message about fees is worth digging into further, as it presents one of the biggest objections made to variable annuities. Variable annuities have generally come under attack for the higher ...

What Are Variable Annuities With Living Benefit Riders? Variable annuities are long-term investment vehicles that provide a way for individuals to accumulate tax-deferred savings for retirement. They ...

This is Part 6 of a multi-part annuities series. An introduction to annuities can be found here. As people plan for retirement, some might want two things at one time: protection against the ...

Many people are sold a variable annuity with the understanding they will receive a lifetime income stream, which sounds like a good idea when planning for retirement. The truth is there usually is a ...

John Ritter is an unusual case, but he may also be a harbinger of things to come. A fee-only advisor with Ritter Daniher Financial Advisory, an RIA in Cincinnati, Ritter has over $2 million of client ...

Variable annuities have come a long way. Years ago it wasn't unusual to see expensive, commission-laden products that sometimes made too-big promises. But that was then, this is now: Today's variable ...

Today, many Americans are facing a challenge when it comes to saving for retirement. With defined-contribution plans becoming the primary retirement savings vehicle, many employees are not able to ...

I would like to add my comments to the letter “ The Most Misunderstood Investments .” Those extra fees associated with variable annuities are used to pay the investment adviser—me. When I recommend an ...

How to know whether annuities fit into your retirement plan.