The Fed tends to take all the blame for high borrowing costs—but is the central bank really the only culprit? According to the Consumer Financial Protection Bureau (CFPB), the average credit card APR ...

There is much to take away from the CFPB review of the credit card market. In 2024, purchase volume increased to $3.6 ...

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

Here’s some extra reason to pay off your credit card bill in full each month. Money; Getty Images The consequences of carrying a balance on your credit card have never been costlier. Each month, ...

See why the Citi Simplicity Card is built for paying off debt faster, with 21 months of 0% intro APR on balance transfers, no ...

In 2026, credit cards can either quietly build your flexibility or quietly drain your future. Focus on wiping out high‑rate ...

Earn a massive welcome bonus, get a year of interest-free purchases, and rack up high rewards on everyday business expenses.

A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can save you hundreds or thousands of dollars when financing large purchases or ...

Not all credit card APRs are created equal. Here's how to spot a good card rate now that the new year is upon us.