News

Treating your credit score with consistency is preferable to employing ‘tricks.’ It encourages fiscal responsibility.
Credit restoration expert Micah Smith cautions over buy now, pay later loan data hitting your credit report negatively and causing "some pretty large catastrophe." ...
FICO is the first major credit score provider to incorporate BNPL information into its credit scores, the company said in a ...
FICO, the company behind the most widely used credit scoring models in the U.S., has developed two new algorithms that, for ...
You want that new computer, but your bank account says, “Try again next month.” So, you click “Pay in 4,” and boom, problem ...
Finder.com reports that BNPL can be cheaper short-term than credit cards, but credit cards offer more consumer protections ...
Buy now, pay later (BNPL) services have entrenched themselves on every shopping platform and nearly every service you can ...
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BNPL Loans Will Soon Impact Your Credit Score
Key Points ・FICO is launching a new credit score model that includes BNPL loans. ・Consumers may see their scores rise or fall ...
The adoption of BNPL credit reporting will help people who use these services responsibly (as in, those who pay on time and ...
Starting this fall, buy now, pay later (BNPL) loans — the fast, flexible way to split up purchases over time — will be added ...
Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...
Valu’s advanced BNPL platform offers flexible installment plans for everyday purchases, whether for retail, electronics, ...