Before you start considering everything you can do now that your credit score is in the green, you need to practice keeping it up there. You put in a lot of effort here, and the on-time payments ...

To build a credit score, start with a secured credit card or become an authorized user on a trusted account. Pay bills on time, keep credit utilization below 30%, and consider a credit-builder loan.

Tips on how you can build credit score from scratch Use secured credit cards: Getting secured credit cards with fixed deposits are one of the best methods for starting your credit journey.

Maintaining a high credit score , especially above 770, is an excellent goal for anyone aiming to secure favorable financial opportunities, such as lower interest rates on loans, better credit ...

Tips to keep your credit score above 750 I. Understanding credit utilisation: To keep credit score high, one should keep the credit card limit at the right level.