The best cheap pet insurance in our ranking is Pets Best, with an average monthly premium of $40. Both of our 5-star best pet insurance companies, Spot and ASPCA, also have competitive monthly rates.

Quick and easy. Get matched with a Pet Insurance partner. Pet insurance has become big business in the United States, with 78.6% of dogs and 21.4% of cats insured, totaling 5.6 million pets. However, ...

Securing pet insurance for a cat remains the more affordable option, as the average rate for cat insurance is nearly half the rate for canines, according to Insurify data. In February 2025, the ...

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The average cost of pet insurance for cats and dogs held steady through November. As of Dec. 1, the average monthly cost of pet insurance was $42 for dogs and $23 for cats, according to Insurify data.