Here are three key things to say when attempting to settle your debt: "I want to take responsibility for this debt an ...

High interest rates, stubborn inflation and continued consumer spending are among the factors that have lifted collective ...

Bankrate Chief Financial Analyst Greg McBride says “more and more households [are] relying on credit to bridge that gap where ...

A new survey from Bankrate revealed that 33 percent of U.S. adults have more credit card debt than emergency savings. That ...

There are several ways to consolidate credit card debt, including balance transfer credit cards, debt consolidation loans, peer-to-peer loans and home equity lines of credit. Consolidating credit ...

Think of public debt as the government’s credit card. When taxes and other revenue sources aren’t enough to cover spending, the government borrows to bridge the gap. Public debt refers to the ...

More consumers in the Lafayette area have fallen behind on credit card payments and taken on more debt than ever, federal data shows. Data from the Philadelphia Federal Reserve indicates the ...

So, if your highest interest debt is a credit card balance with an annual percentage rate of 20.99%, make paying off that debt your primary goal while still making at least the minimum monthly ...

If you're carrying credit card debt, you can reduce high interest by transferring your outstanding balance to a credit card that offers a period of zero interest when you first open the account ...

If you overspend and carry a balance, you'll start accruing expensive interest charges. Credit card debt is much easier to get into than it is to get out of. By paying off the purchases on your ...

Nobody wants to fall into debt, but it happens all too easily — and quickly. Some of the most common expenses that throw people into credit card debt are unexpected medical bills, emergency ...

Credit card debt hit a record high of $930 billion for Americans in the final quarter of 2019, according to the latest data from the Federal Reserve Bank of New York released on Feb. 11.