News

For millions of married couples in the United States, Social Security spousal benefits are a crucial source of retirement ...
Spousal Social Security benefits can be complex, but understanding them can help maximize your retirement income.
Q. I receive a significant pension from work I have done outside of Social Security. I have not worked enough hours under ...
One of the most important parts of the program, especially for married couples, is Social Security spousal benefits.
We also worry that our Social Security and Medicare benefits will be stripped away. We rely on them to live. We both paid ...
If you can keep working while looking after your health, do it. You get 100% of your Social Security benefit at full ...
Spousal benefits can be up to 50% of your spouse's Social Security benefit. Depending on your age and circumstances, there are different rules for who is eligible and for how much.
As a spouse, you can claim Social Security benefits based on your own earnings history or collect a spousal benefit that’s up to 50% of your spouse’s Social Security benefit. You don’t get both.
If you’re looking to increase your Social Security spousal benefits, there’s no easy route. Spousal benefits are based off of a worker’s 35-year wage history of paying into Social Security.
Like standard benefits, you can claim spousal benefits before your FRA, beginning at age 62. For the primary claimer, benefits are reduced by 5/9 of 1% each month before their FRA, up to 36 months.
Divorced spouses can get up to 50% of an ex-spouse’s Social Security but must be at least 62, unmarried and divorced at least 2 years from a 10+-year marriage.
To qualify for Social Security spousal benefits, you must be married for a year, your spouse must currently receive retirement benefits, and one of the following must apply: You're at least 62 ...