The problem with the “basic math” behind delaying Social Security is that it often overlooks longevity risk. While it’s true ...

Taking Social Security at 62 cuts benefits ~30% vs age 70. Early claim buys active years; waiting secures higher lifetime ...

There are sound reasons to take Social Security early. While many experts say it's best to wait until full retirement age to claim benefits, here are some reasons to start early.

Retiring at 64 can drastically cut your Social Security benefits by 20%. Learn why delaying retirement boosts monthly income ...

Readers frequently tell me that they talked to two different Social Security Administration agents and got two different ...