After retirement, most people see their annual income drop, and that's one of the things that makes an IRA so attractive.

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here's the latest.

The 401 (k) and its personal savings counterpart, the Individual Retirement Account, emerged in the 1970s as tools for Americans to build retirement savings. The plans have gradually replaced ...

Learn why homebuyers who need to come up with upfront costs like down payments should consider carefully before using ...

From teenagers to octogenarians, Americans like him are pouring money into Roth accounts, both contributing directly and ...

Many people use individual retirement accounts — more commonly known as IRAs — to save up money for their non-working years. Investing in an IRA is an effective way to make sure you're setting ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

Matt is currently Head of the Coverage Team at The Motley Fool. He has been a full-time Motley Fool employee since 2012 and is a former advisor and analyst for multiple Motley Fool services.

Gold has badly outperformed equities this year, and holing the precious yellow metal in a tax-deferred retirement account has ...

Socking away money for retirement is something that’s top of mind for many people. Here's what to know about traditional and ...

Explore the key differences between annuities and CDs, focusing on tax deferral benefits and income distribution flexibility.