The regulator of Fannie Mae and Freddie Mac has decided to allow mortgage lenders to use an alternative credit score for borrower applications.

Freddie Mac, a government-sponsored lender established by Congress in 1970 to help ensure stability in the mortgage market, launched the program in 2014.

Effective immediately, Fannie and Freddie will allow mortgage lenders to use VantageScore credit ratings to assess ...

Under the Trump administration, the conversation is no longer theoretical, with implications for buyers, sellers and homeowners impossible to ignore.

Fannie Mae and Freddie Mac will accept a credit scoring model for mortgage applications that captures rent and utility ...

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