Deciding when to claim Social Security is one of the most consequential retirement choices you’ll make. Claiming at 62 delivers benefits early but permanently reduces your monthly check—by as much as ...

The problem with the “basic math” behind delaying Social Security is that it often overlooks longevity risk. While it’s true that waiting longer increases your benefit, your total lifetime payout ...

Readers frequently tell me that they talked to two different Social Security Administration agents and got two different answers. Or they tell me that a ...

A shortage of mental-health providers and other barriers to proving a disabling condition can make qualifying for benefits especially challenging. Federal funding cuts could worsen the picture.

The earliest you can claim your Social Security benefits is 62, but that doesn’t mean that other Social Security benefits aren’t available to someone who’s 60. Those include survivor benefits, which ...

A range of options to shore up finances for Social Security are being considered, including the possibility of raising the retirement age, as the program edges closer to insolvency. “I think ...

When retirement planning with a spouse, you may be banking on the fact that both of you will collect your Social Security payments, thus increasing the amount of benefits you’ll collectively get. What ...

While you can claim Social Security at 62, doing so permanently reduces your benefits by up to 30%. Trump issues new war warning and declares ‘bad things are going to happen' Donald Trump's approval ...

Dear Rusty: I plan to stop working very soon. My health is not good. I am 66 years old, born in June 1959, so my full retirement age is 66 years and 10 months. My wife passed away in March 2024, and ...

According to the Social Security Administration (SSA), the Social Security program will pay out around $1.6 trillion in benefits to roughly 72 million beneficiaries this year. The bulk of these ...