Treating your credit score with consistency is preferable to employing ‘tricks.’ It encourages fiscal responsibility.

Credit restoration expert Micah Smith cautions over buy now, pay later loan data hitting your credit report negatively and causing "some pretty large catastrophe." ...

FICO, the company behind the most widely used credit scoring models in the U.S., has developed two new algorithms that, for ...

The adoption of BNPL credit reporting will help people who use these services responsibly (as in, those who pay on time and ...

Buy now, pay later (BNPL) services have entrenched themselves on every shopping platform and nearly every service you can ...

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

Finder.com reports that BNPL can be cheaper short-term than credit cards, but credit cards offer more consumer protections ...

Buy now, pay later divides a purchase into a series of equal payments. Learn how BNPL works and whether you should choose to buy now, pay later.

FICO is launching new credit scoring models that will track buy-now-pay-later payments for the first time. With 90 million Americans using BNPL services, late payments could soon damage credit scores ...

U.S. payment processors are shifting towards faster, secure digital payments due to real-time payment growth and digital ...

BNPL plans, sometimes known as point-of-sale financing, have exploded in popularity over the past few years, as companies like Affirm, Klarna and Afterpay have formed partnerships with retailers ...

Affirm's growth is fueled by merchant adoption, new partnerships, and cost controls, while navigating risks tied to credit ...