Oct 17, 2023 · Download our sample letter and instructions to submit a dispute with a credit reporting company. View older versions of this page at our public archive.

Use this sample letter to dispute mistakes on your credit report. Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, …

Jul 30, 2025 · Use our credit dispute letter template to challenge any inaccurate or outdated items on your credit report. Download in PDF or Word format.

Sep 20, 2025 · A credit report dispute letter is used to remove an invalid collection from a person's credit history that was either paid, falsely listed, or if the debt is more than seven years old.

Sep 1, 2025 · Inside this guide, you’ll find examples of dispute letters, pay for delete letters, debt validation letters, goodwill letters, cease and desist letters, and more. You’ll also get tips on …

Dec 14, 2025 · 15 expert dispute letter samples to credit bureaus help you correct errors, protect your credit, and improve your financial health.

Feb 21, 2025 · If you spot an error on your credit reports, writing a credit dispute letter may help resolve the issue. We’ll show you some steps you can take.

Feb 24, 2025 · Incorrect items listed on your credit report? Learn how to write and send a credit report dispute letter.

Feb 26, 2021 · Writing to a credit reporting agency (Experian, TransUnion or Equifax) to notify them that you believe certain information on your credit report is inaccurate is sometimes …

This guide provides information and tools you can use if you believe that your credit report contains information that is inaccurate or incomplete, and you would like to submit a dispute of …