Compare USAA mortgage rates for today. Find the right type of mortgage for your home loan needs. View our competitive rates now.

Mortgage rates Check out current interest rates for each type of mortgage we offer and lock yours in today.

USAA mortgage review showing how USAA compares to other top mortgage lenders for mortgage rates, customer service, and loan options.

Dec 16, 2025 · USAA’s mortgage interest rates often run lower than Bankrate and national averages, and the bank covers some loan fees, too. That brings its affordability score to 4.2 …

3 days ago · USAA serves only eligible active military members, veterans and families. The company publishes mortgage rates and points for various loan programs.

Oct 10, 2025 · Is USAA competitive with mortgage rates? Yes, because it specializes in VA-backed home loans, USAA offers mortgage rates that are generally below the national average.

Nov 10, 2025 · Not sure if USAA is right for your home loan? This USAA mortgage review walks through rates, VA loan access and how the loan application process works.

Apr 23, 2025 · USAA has no FHA or USDA mortgages, and no home equity loans or HELOCs. No customized interest rates online, so you'll have to talk to a loan officer or submit an application …

May 15, 2025 · Conventional loans are available from USAA with fixed rates starting just below 7% APR as of May 2025. USAA does not offer adjustable rate mortgages as of May 2025.

Learn about USAA's home purchase loan options for service members and their families: Conventional, FHA, VA, HomeReady® and Jumbo. Apply online today!