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💡 What Is Accidental Life Insurance & When Does It Pay Out? Accidental life insurance pays a death benefit only if the insured dies due to an accident—think car crashes, falls, or other unexpected events.�It does NOT pay out for deaths caused by natural reasons like illness, heart disease, or aging. 👉 Accidental death = covered�🚫 Natural death = not covered This type of policy can be affordable and useful—but it’s important to know its limits. If your goal is to protect your family no matter
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