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✨️ Tips for Homeowners: Escrow Accounts and How They Work. ** 📑 What is an Escrow Account? An escrow account is a special account managed by the Mortgage Servicing Company. It deducts a portion of your monthly mortgage payment to cover your property taxes, homeowners' insurance, and, in some cases, flood insurance. The mortgage servicing company pays these bills when they are due, so you don’t have to worry about making large payments all at once. ** 📚 How Escrow Accounts Work Step by Step: 1️
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